"GhostZ" (GhostZ)
09/09/2014 at 15:13 • Filed to: None
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"GhostZ" (GhostZ)
09/09/2014 at 15:13 • Filed to: None | 0
| 11 |
When will people learn that it's not the interface that keeps people from using mobile payments, but the cost and complete lack of infrastructure? There is absolutely nothing innovative or really useful at all about "ApplePay".
EDIT for more rant: There's already about 100 companies doing the exact same thing, it's been tackled by both Mastercard and Google already, and all of them have failed because they're all doing the exact same thing, just hoping that people will change their minds .
It's like the autonomous car problem. Sure it LOOKS good on paper and to someone who designs software for living it seems a 'no brainer' that people will want to use something more futuristic and cool, but it shows complete disconnect to how the economy and finance world really works.
If Apple doesn't lose their ass and discontinue the program like Google did half a decade ago with Google Wallet, it will only be because they're big enough that they can sell a failing idea enough times to make up their losses. They're like the pre-bailout GM in that sense.
Boring car for a boring computer company for your time:
nFamousCJ - Keeper of Stringbean, Gengars and a Deezul
> GhostZ
09/09/2014 at 15:23 |
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ATT, Tmo, Verizon and others funded ISIS.
A different ISIS which has since changed names to soft card I believe. It was a digital wallet based off NFC. The reason why MY Verizon phones can't have Google Wallet. Its a cool idea but as you said there's no infrastructure for it and in my opinion swiping your credit card isn't a laborious task that I need simplified by swiping my phone instead. "Ok let me unlock my phone. Oh hey a text! Oh cool a snap! Right payment. Load the app, enter PIN, ok it's not working." "NFC is turned off" "what's that?" "how the phone talks with the payment pad" "how do I turn it on?" And so forth. I'd continue to dialogue but I was giving myself rage just from imagining it.
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GhostZ
> nFamousCJ - Keeper of Stringbean, Gengars and a Deezul
09/09/2014 at 15:27 |
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It's because "payment gateway" companies are the biggest scam in the world right now. All you need is a friend at a credit union and someone who can design a decent website/app and BAM, you can start doing exactly what Apple is, and take just as high as a fee, sometimes over 2-3%.
It's adding a middleman under the pretense that no one wants to carry credit cards. Which is stupid. Everyone wants to carry credit cards. They're stupidly convenient and making the process more expensive but 'high tech' doesn't make it better.
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nFamousCJ - Keeper of Stringbean, Gengars and a Deezul
> GhostZ
09/09/2014 at 15:29 |
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Exactly! Not to mention by using said apps you're agreeing to their data farming so they'll know exactly what you spend your money on and how to sell that info to targeted ad sectors.
RazoE
> GhostZ
09/09/2014 at 15:36 |
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The problem is it's too easy. If you scanned your phone in, then had to type in your PIN on the keypad like a normal card, then more people would use it...
hold on a second, that sounds like a pretty good idea. PATENT PENDING MOFOS
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GhostZ
> RazoE
09/09/2014 at 15:38 |
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The problem is that it costs more than a credit card or a debit card.
It's been approached from every angle by hundreds of companies, and no one has actually innovated shit.
TwinCharged - Is Now UK Opponaut
> GhostZ
09/09/2014 at 18:59 |
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It's like that stupid Passbook thing - it was a clever idea, except it wasn't clever because nobody knew how to use it and was restricted to so many "premium services". FFFFFFFFFFFFFFFF.
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GhostZ
> TwinCharged - Is Now UK Opponaut
09/09/2014 at 19:03 |
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ISIS
Google Wallet
Venmo
Dwolla
Braintree
Square
Sparkpay
Intuit-Go
Stripe
And I can go on, and on, and on, and on....
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TwinCharged - Is Now UK Opponaut
> GhostZ
09/09/2014 at 19:08 |
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urgHHHHHHHHHH.
As far as I'm concerned, the iPhone 5 is still the best for me. The only thing I'd change is memory capacity, as I didn't get to pick the size and I'm stuck on 16GB. I'd even put up with the low battery life. I don't want anything bigger.
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GhostZ
> TwinCharged - Is Now UK Opponaut
09/09/2014 at 19:14 |
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I think the iPhone peaked at 4, but the original 5 is still fresh.
Also, can you replace the SD cards in the iPhone with higher cap ones?
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TwinCharged - Is Now UK Opponaut
> GhostZ
09/09/2014 at 19:20 |
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The 5 is perfect for me because it's just the right size - I don't like big phones or "phablets" because they're just too big. Also, I'm not a big user of CPU heavy apps, so it never feels slow. I don't think I'd ever make the move from Apple to any other phone, simply because I'm already so used to iOS, although the LG G2 has been rather nice...
And yes, replacing the SD cards a thought. Don't know if it's possible. I might go ahead and do that. Same goes for my parents, they definitely need to have a bigger capacity for their new business ventures. I warned them when that just a 16GB was too small, but they didn't listen to me - now they're regretting it.
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GhostZ
> TwinCharged - Is Now UK Opponaut
09/09/2014 at 19:38 |
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I can't use any Apple OS because they all bug me to no end. They always feel very 'fisher-price' and dumbed down.
I'm also very picky. I was really pissed when windows changed the "Wifi disabled" to "Airplane mode on". Because I'm not only disabling it when I'm on an airplane. 99% of the time its disabled, it's because I'm using ethernet . It's like they think it will sound happier and cooler and make me like it better but all it does is make me feel like the OS is designed for idiots.